Share and Certificate Rates
Shares:
Dividend Rate Declared for the 4th Quarter Ending December 31, 2011.
$25.00 Required Opening Deposit.
| Account Balance |
APR* |
APY** |
| $0.01 - $24.99 |
No Dividends |
0.00% |
| $25.00 - $5,000.00 |
0.15% |
0.15% |
| $5,000.01 - $25,000.00 |
0.15% |
0.15% |
| $25,000.01 and over |
0.15% |
0.15% |
| |
|
|
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield.
Dividends are calculated on the average daily balance and paid quarterly.
Holiday Club Accounts: (Rates effective 04/01/2011)
| Account Balance |
APR* |
APY** |
| $0.00 - $4.99 |
No Dividends |
0.00% |
| $4.99 and over |
0.20% |
0.20% |
| |
|
|
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield.
Dividends are calculated on the average daily balance and paid quarterly. |
Money Market Accounts: (Rates effective 01/01/2012)
| Account Balance |
APR* |
APY** |
| $5,000.00 - $25,000.99 |
0.15% |
0.15% |
| $25,001.00 - $50,000.99 |
0.20% |
0.20% |
| $50,001.00 and over |
0.25% |
0.25% |
| |
|
|
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield.
Dividends are calculated on the average daily balance and paid quarterly. |
Share Certificates: (Rates effective 07/20/2011)
$500.00 minimum deposit/$100,000.00 maximum deposit.
| |
APR* |
APY** |
| 6 month |
0.35% |
0.35% |
| 12 month |
0.45% |
0.45% |
| |
|
|
Kids Kickoff Special (21 & under) (Rates effective 04/20/2011)
$100.00 minimum deposit/$1000.00 maximum deposit |
|
|
| 6 months |
0.55% |
0.55% |
*APR = Annual Percentage Rate.
**APY = Annual Percentage Yield.
6 month Certificates – Dividends will be compounded and posted at maturity.
12 month Certificates – Dividends will be compounded and posted quarterly.
A penalty may be imposed for early withdrawal.
Unless otherwise noted, all Certificates will automatically renew at maturity for the same term at the interest rate in effect on the maturity date.
