Share (Savings) Accounts:
This is the primary share (savings) account for all members.  There is a $25.00 minimum balance required to remain active.  Dividends are based on the average daily balance in your Share account and are paid quarterly.  Check our rate sheet for current rates.

Money Market Accounts
This is a share account that must maintain a minimum balance of $5000.00 in order to earn dividends. Dividends are based on the average daily balance and are paid monthly. Withdrawals are limited to three per month. Check our rate sheet for current rates.

Holiday Club Accounts
This account is a great way to save for the holidays. Dividends are compounded and paid monthly. In November of each year funds are transferred to your account so you can get a jump on your shopping. Check our rate sheet for current rates.

Share Certificates:
We offer share certificates to our members at competitive rates with a minimal starting deposit amount.  Terms range from 6 months to 12 months. Check our rate sheet for current rates. 

Draft (Checking) Accounts:
We offer “FREE” checking accounts with no minimum balance required, no monthly fees and an overdraft protection linked to your Shares account.  Members can order one free box of checks per quarter. 

VISA Check Cards:
Our VISA Check Card allows members to make purchases from their Draft account without writing out a check.  Use the card where the STAR, PLUS, or VISA logo are displayed.  Retail purchases may be debit (pin) or signed transactions.  The VISA Check Card can also be used to withdraw funds, at an ATM machine, from either your Share or Draft account.

Home Banking:
Access and manage your accounts online. Check for deposits and/or withdrawals, do transfers or make loan payments.  You can also do loan advances on your Line of Credit.